Rental+ funds property repairs, upgrades and essential works without the upfront cost.

Our Rental+ offering gives property owners access to funding for approved property-related expenses. Works can be completed when they are needed and spread your repayments over time via the rental income of the property.

Borrow from $2,001 up to $20,000 - use our loan calculator tool to find out your estimated repayments, interest rate and applicable fees.

Getting started is straightforward

1. Get an estimate

Use our loan calculator tool below to estimate your monthly repayments, interest rate and applicable fees.

2. Submit an enquiry

Tell us about your rental property and what property expenses you're looking to fund. One of our team will be in touch to continue your application including requesting any supporting documentation.

3. We'll connect with your property manager

We’ll reach out to your property manager directly to confirm the property and management details.

4. Begin the works

If successfully approved, funding is arranged promptly and sent directly to your property manager so works can commence without delay.

5. Repay through your rental income

Your monthly repayments are managed by your property manager directly through your rental income, preserving your cashflow.

Loan Repayment Tool

Estimate the repayments for your property expenses

Property expense amount Select repayment term

Application Fee $199

Interest Rate 17%

Monthly repayments —

Find out more

*Subject to approval. Fees, Charges, Terms and Conditions apply. Access to funds is subject to approval and verification processes

What property related expenses can we help with?

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Repairs and Maintenance

Address urgent repairs, general maintenance and unexpected property issues.

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Property Improvements

Fund upgrades and improvements that help maintain and enhance your property.

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Compliance Works

Complete required safety, compliance and regulatory works without delay.

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Body Corporate Special Levies

Manage unexpected strata or body corporate expenses when they arise.

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Any Other Property Expenses

We are here to help, speak with our team to discuss your specific funding requirements.

Rates & Fees

Interest rate: 16%
Application fee: $199
Account management fee: $70
Comparison rate: 29.99%
Annual Percentage Rate: TBC

Why Rental+ can work for you?

Rental property expenses don't always arrive at the right time. Rental+ helps you fund approved property expenses when they're needed, so you can address repairs, improvements and other property costs without disrupting your cash flow.

Stay on top of your property maintenance

When urgent repairs or compliance issues arise, delays aren't always an option. Act quickly to meet your obligations, protect your investment and keep rental income flowing.

Preserve cash flow

Spread the cost of property expenses over time instead of funding a lump sum. Keep your money where you need it.

Monthly Repayments

Repayments come out of your rental income each month, including the interest and fees, so there will be no hidden extra fees or out-of-pocket surprises.

Potential tax deductible expenses

Loan interest and maintenance costs may be tax deductible as investment property expenses. Speak to your accountant for details.

Keep your property competitive

A well-maintained property attracts better tenants and holds its value. Don't let deferred maintenance become a bigger problem down the track.

RealtyAssist is here to help

Rental+ is operated by RealtyAssist, with experience helping Australian property buyers and owners access finance when they need it most.

Ready to fund your property expenses?

Complete the enquiry form and one of our specialists will be in touch with you shortly. We'll then request required supporting documentation to start your application.

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We look forward to being in touch soon.

Frequently asked questions

Our most commonly asked questions, answered below.

How does repayment work?

Repayments are generally managed by your property manager through the rental income they collect. This creates a simple and convenient repayment experience for property owners.

What can I use Rental+ for?

Rental+ may be used for approved property-related expenses including repairs, maintenance, improvements, compliance works and certain special levies.

How quickly can I get approved?

Once we receive all the documents required for the application, most outcomes are delivered within one business day.

Can I repay early?

Yes. Early repayment options may be available. Contact our team for more information.

What happens if my tenant moves out?

If rental income is interrupted, alternative repayment arrangements may apply. Our team will discuss available options with you.

Will applying affect my credit score?

Credit assessment requirements vary depending on the application. Our team can explain the assessment process before you apply.

What documents do I need?

Requirements vary depending on your application but may include identification, property details and supporting information relating to the proposed works.

Is my property manager involved?

Yes. PropertyAssist is designed to work alongside existing property management processes, helping streamline funding and repayments where applicable.

What are your customer support hours?

Our Customer Care Team can be reached on 1300 355 729, or via CHAT on our website, weekdays:
9:00 AM – 6:30 PM AEDT (daylight savings)
9:00 AM – 5:30 PM AEST (non–daylight savings)

Our Collections Team is available to take calls for customers requiring assistance with past-due loans and any queries relating to loan repayment until 8 PM AEDT and 7 PM AEST.

IMPORTANT INFORMATION: Comparison rate is calculated on unsecured loan amount of $1,000 over a term of 6 months based on a single repayment.

WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as late repayment fees, caveat fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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For all products, conditions, fees, and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of all credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Target Market Determinations for the products are available. Unless otherwise specified, the products and services described on this website are available only in Australia and only to borrowers ordinarily a resident in Australia. Google reviews and star ratings reflect individual customer experiences and may not represent all users.

Realty Assist Australia Ltd, Propel Funding Pty Ltd and Realty Assist Finance Pty Ltd are all members of the Realty Assist Group
Realty Assist Australia Ltd – ACN 639 613 808 – Australian Credit Representative Number 556299 – AFCA Member Number 104944
Propel Funding Pty Ltd – ACN 601 271 381 – Australian Credit Licence 493433 – AFCA Member Number 45829
Realty Assist Finance Pty Ltd – ACN 657 479 448 – AFCA Member Number 94412