Access money fast through finance to support your property journey
Credit provided by Propel Funding Pty Ltd (ACL 493433). Subject to approval. Fees, charges, terms, conditions and lending criteria apply.
See full disclosures at the bottom of this page.

























Our Pay Later solutions
$2,000
$30,000
$25 Application Fee
(16.41% Comparison rate)
$50,000
Why choose RealtyAssist
End-to-end security
Pay now or Pay later
Loan repayments are due on the earlier of either: settlement of the property; or 180 days from the initial drawdown/ loan date, or the date the property is no longer available for sale.
Competitive pricing solutions
Create life changing
opportunities
Don’t just take our word for it
Frequently asked questions
RealtyAssist Australia
Ltd (ACN 639 613 808) operates in two capacities - as a licensed credit
representative providing access to credit loans for property vendors, and as a
technology invoicing platform provider for the real estate
industry.
For property owners, we offer access to
credit finance options to help cover marketing, advertising, styling, and other
upfront property-related costs. Through our role as a credit representative, vendors
can apply for a credit loan via the marketing invoice issued by real estate agencies
using the RealtyAssist platform or directly by contacting our Customer Care
Team.
We are a Credit Representative (No. 556299) of Propel
Funding Pty Ltd (ACN 601 271 381, ACL 493433), the credit provider
for all loan products offered through our platform. RealtyAssist owns 100% of Propel
Funding and is authorised to provide credit assistance services on behalf of our
lender.
For real estate agencies, we offer a digital
invoicing platform that supports operational efficiency. It helps agencies manage
cash flow and generate automated invoices directly from their preferred management
systems. Many large agencies use this platform to streamline real estate
transactions.
RealtyAssist is not affiliated with or acting on
behalf of any real estate agency. We simply provide the
platform that agencies use to manage their customer invoicing workflows.
Real
estate agencies and agents are NOT authorised credit
representatives of Realty Assist Group.
Propel Funding Pty Ltd
(ACN 601 271 381) is the credit provider for all loan products available through the
RealtyAssist platform.
Propel Funding holds Australian Credit Licence
number 493433 and is 100% owned by RealtyAssist Australia
Ltd. While RealtyAssist provides credit assistance, Propel Funding is the entity
that assesses and approves credit applications and is responsible for lending
decisions.
When your property is
listed with a real estate agency that uses the RealtyAssist platform, the agency
will issue you with a marketing invoice, which you’ll receive by email and/or text
message (SMS).
You can choose to pay the invoice in full upfront, or
click “Pay Later” to apply for a credit loan to cover the costs.
If
approved by Propel Funding Pty Ltd (ACL 493433), your loan allows you to defer
payment until the earlier of either: settlement of the property, or 180 days from
the initial drawdown/ loan date, or when the property is no longer for sale.
Once
approved, all marketing and advertising funds are credited directly to the agency so
your campaign can begin.
All loans are subject to approval, fees,
charges, terms, conditions and lending criteria. See full disclosures at the bottom
of this page.
Deferring your payment
means applying for a credit loan, which allows you to postpone
payment until settlement of the property, or 180 days from the initial drawdown/
loan date, or when the property is no longer available for sale; whichever comes
first.
This credit loan is subject to approval. Fees, charges, terms,
conditions, and lending criteria apply. You can apply by clicking “Pay Later” on the
marketing invoice sent by an agency that uses the RealtyAssist Agency invoicing
platform.
Realty Assist Australia Ltd (ACN 639 613 808) is a Credit
Representative (No. 556299) of Propel Funding Pty Ltd (ACL
493433, ACN 601 271 381). We own 100% of our lender and are authorised
to provide credit assistance services on their behalf.
You can apply for a loan (a credit arrangement) by clicking “Pay Later” on the marketing invoice during the payment process. This will take you through the RealtyAssist customer portal to start your credit loan application.
If your property is
listed with an agency using our platform, you can apply for additional funds either
when making an upfront payment or choosing to defer an invoice through a credit
loan. To apply for extra funding outside of these options, click on the "need
something extra?' button on the RealtyAssist website to get started.
If
approved by Propel Funding Pty Ltd (ACL 493433), your loan allows you to defer
payment until the earlier of either: settlement of the property, or 180 days from
the initial drawdown/loan date, or when the property is no longer available for
sale.
Once approved, all marketing and advertising funds are credited directly to
your nominated bank account.
All loans are subject to approval, fees,
charges, terms, conditions and lending criteria. See full disclosures at the bottom
of this page.
You can make payment on your invoice by accessing the email or sms sent to you by your real estate agency and clicking the Pay Invoice link.
Your loan is due to repayment on the earlier of either: settlement of the property, or 180 days from the initial drawdown/ loan date, or when the property is no longer for sale. Should you find difficulty in making this repayment, please do not hesitate to contact our Customer Care Team at 1300 355 729 during open hours to discuss making arrangements to repay your loan.
We support multiple payment methods including EFT, BPAY, Credit/Debit card, Google Pay, and Apple Pay.
Our Credit Team completes
credit checks with reputable credit reporting bodies in relation to pay later
marketing loan applications. The product TMD and Credit Reporting Policy is available in our website
footer.
Some customers are not comfortable with credit checks, and we
respect their decision to make other arrangements in relation to paying their
Marketing & Advertising Invoice.
As every loan application is
assessed on its individual merits, we're unable to confirm if the credit check
applicable for a specific application would leave a footprint on the customer's
credit file and potentially affect future applications for lending.
We
cannot give personal or financial advice, but customers considering applying for
lending are most welcome to seek advice from their own trusted financial advisors
before proceeding.
Our Customer Care Team
can be reached on 1300 355 729, or via
CHAT on our website, weekdays:
9:00 AM – 6:30
PM AEDT (daylight savings)
9:00 AM – 5:30 PM AEST (non–daylight savings)
Our
Collections Team is available to take calls for customers requiring
assistance with past-due loans and any queries relating to loan repayment until 8 PM
AEDT and 7 PM AEST.