Access money fast through finance to support your property journey

We help you access money through a credit loan, whether it's for marketing, advertising, property preparation or deposit support. Empowering you with the flexibility to pay now or defer payment until later. We’re here to support your property journey with flexible finance.

Credit provided by Propel Funding Pty Ltd (ACL 493433). Subject to approval. Fees, charges, terms, conditions and lending criteria apply. See full disclosures at the bottom of this page.
4.9
Based on 1500+ Google reviews
Buying, selling and moving can be overwhelming and time consuming. So we’re building solutions that make each stage of your property journey easier. Using RealtyAssist, homeowners can access funds to cover upfront costs. Choose to pay now or later through a credit loan, and get back to doing the things that matter most.
Marketing & Advertising
Borrow funds for your vendor paid advertising needs, meaning more eyeballs to help you launch your campaign sooner.*
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*Timing may vary. Subject to approval. Fees, Charges, Terms and Conditions apply.
Additional Funds
We also offer additional credit solutions for homeowners tackling larger renovations or upgrades. Get in touch today*

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*Subject to approval. Fees, Charges, Terms, Conditions and Lending Criteria apply.
Settlement Advance
Access a portion of your settlement funds* early and get a jumpstart on your next purchase and make the most of what's next.
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*Subject to approval. Fees, Charges, Terms, Conditions and Lending Criteria apply.

Our Pay Later solutions

With RealtyAssist you are joining the growing chorus turning the sale of their property into opportunities. See how RealtyAssist can help you access finance today and pay later.
Access up to

$2,000

For a flat fee of $99*
Access up to

$30,000

5.99%* Establishment Fee
$25 Application Fee

(16.41% Comparison rate)
Access up to

$50,000

Price on application
How much will it cost?
Enter the amount you need for your marketing and advertising, and see how much you’ll repay. Note this is an estimate only. Please get in touch with our team for a quote for anything above $30,000.

$

All done! 
Your submission has been sent to your email
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Loan repayments are due on the earlier of either: settlement of the property; or 180 days from the initial drawdown/loan date, or the date the property is no longer available for sale.
*Subject to approval. Fees, Charges, Terms and Conditions apply.

Why choose RealtyAssist

End-to-end security
To protect you (and your money), your data is safeguarded by bank grade encryption utilising the world's top processing platforms.
Pay now or Pay later
Pay with flexibility. Choose to pay upfront in full, or pay nothing today by applying for a credit loan that allows you to defer payment.

Loan repayments are due on the earlier of either: settlement of the property; or 180 days from the initial drawdown/ loan date, or the date the property is no longer available for sale.
Competitive pricing solutions
Strengthen your campaign knowing you’re supported by competitive and transparent fees. Deferring payment has never looked so appetising.

Create life changing
opportunities

Your challenges
Kitchen needs painting?
Tenants left the garden overgrown?
Selling the family home but you would prefer to defer the payment of the upfront marketing costs?
How we help
Access more funds.
Spruce today, defer payment.
Defer the marketing costs so you can pay at a later date
Get in touch
Get in touch

Need extra funds to get your property ready for market? We're here to help!

Get Started
Get Started

Don’t just take our word for it

It’s been a great experience! It’s an easy process from deferring your payment to getting photos done! Very professional staff and easy to access this service. Thank you very much 😊😊
Emma Munro
They made my life easier. I just sat back and relaxed while they did all the work. I was kept updated all the time. I haven't met a company like this before.
Kumar Jayendra
Can I give it six stars? Wanting to sell a house but not having the funds to show it off correctly was a worry. This system has allowed me to tidy up the place and market it well. Well worth it! The answer to my prayers!
Lesley Cooke
Possibly is the best service I have ever found to help me with selling my property for the best value, with funds for all paperwork, home improvements and those extra costs that you never thought you would have ! Real life saver.
Dheeraj Chand
Very easy process! Got approved instantly and all the terms and conditions easily explained, will recommend to family and friends! Thank you RealtyAssist!
Amin Abdelrahim
Very happy with Realty Assist. They were very professional and done things  quickly to settle  my father's estate. Very happy with them.
Carol Knight

Frequently asked questions

Who is RealtyAssist?

RealtyAssist Australia Ltd (ACN 639 613 808) operates in two capacities - as a licensed credit representative providing access to credit loans for property vendors, and as a technology invoicing platform provider for the real estate industry.

For property owners, we offer access to credit finance options to help cover marketing, advertising, styling, and other upfront property-related costs. Through our role as a credit representative, vendors can apply for a credit loan via the marketing invoice issued by real estate agencies using the RealtyAssist platform or directly by contacting our Customer Care Team.

We are a Credit Representative (No. 556299) of Propel Funding Pty Ltd (ACN 601 271 381, ACL 493433), the credit provider for all loan products offered through our platform. RealtyAssist owns 100% of Propel Funding and is authorised to provide credit assistance services on behalf of our lender.

For real estate agencies
, we offer a digital invoicing platform that supports operational efficiency. It helps agencies manage cash flow and generate automated invoices directly from their preferred management systems. Many large agencies use this platform to streamline real estate transactions.

RealtyAssist is not affiliated with or acting on behalf of any real estate agency.
We simply provide the platform that agencies use to manage their customer invoicing workflows.

Real estate agencies and agents are NOT authorised credit representatives of Realty Assist Group.

Who is Propel Funding?

Propel Funding Pty Ltd (ACN 601 271 381) is the credit provider for all loan products available through the RealtyAssist platform.

Propel Funding holds Australian Credit Licence number 493433  and is 100% owned by RealtyAssist Australia Ltd. While RealtyAssist provides credit assistance, Propel Funding is the entity that assesses and approves credit applications and is responsible for lending decisions.

How does this work?

When your property is listed with a real estate agency that uses the RealtyAssist platform, the agency will issue you with a marketing invoice, which you’ll receive by email and/or text message (SMS).

You can choose to pay the invoice in full upfront, or click “Pay Later” to apply for a credit loan to cover the costs.

If approved by Propel Funding Pty Ltd (ACL 493433), your loan allows you to defer payment until the earlier of either: settlement of the property, or 180 days from the initial drawdown/ loan date, or when the property is no longer for sale.

Once approved, all marketing and advertising funds are credited directly to the agency so your campaign can begin.

All loans are subject to approval, fees, charges, terms, conditions and lending criteria. See full disclosures at the bottom of this page.

What does it mean to defer my payment?

Deferring your payment means applying for a credit loan, which allows you to postpone payment until settlement of the property, or 180 days from the initial drawdown/ loan date, or when the property is no longer available for sale; whichever comes first.

This credit loan is subject to approval. Fees, charges, terms, conditions, and lending criteria apply. You can apply by clicking “Pay Later” on the marketing invoice sent by an agency that uses the RealtyAssist Agency invoicing platform.

Realty Assist Australia Ltd (ACN 639 613 808) is a Credit Representative (No. 556299) of Propel Funding Pty Ltd (ACL 493433, ACN 601 271 381). We own 100% of our lender and are authorised to provide credit assistance services on their behalf.

How do I apply for a deferred payment?

You can apply for a loan (a credit arrangement) by clicking “Pay Later” on the marketing invoice during the payment process. This will take you through the RealtyAssist customer portal to start your credit loan application.

How do I apply for additional funding for property enhancements, staging or additional marketing?

If your property is listed with an agency using our platform, you can apply for additional funds either when making an upfront payment or choosing to defer an invoice through a credit loan. To apply for extra funding outside of these options, click on the "need something extra?' button on the RealtyAssist website to get started.

If approved by Propel Funding Pty Ltd (ACL 493433), your loan allows you to defer payment until the earlier of either: settlement of the property, or 180 days from the initial drawdown/loan date, or when the property is no longer available for sale.
Once approved, all marketing and advertising funds are credited directly to your nominated bank account.

All loans are subject to approval, fees, charges, terms, conditions and lending criteria. See full disclosures at the bottom of this page.

How can I pay my invoice?

You can make payment on your invoice by accessing the email or sms sent to you by your real estate agency and clicking the Pay Invoice link.

How do I repay my loan?

Your loan is due to repayment on the earlier of either: settlement of the property, or 180 days from the initial drawdown/ loan date, or when the property is no longer for sale. Should you find difficulty in making this repayment, please do not hesitate to contact our Customer Care Team at 1300 355 729 during open hours to discuss making arrangements to repay your loan.

What are the supported payment methods?

We support multiple payment methods including EFT, BPAY, Credit/Debit card, Google Pay, and Apple Pay.

Will there be a credit check? If yes, will it affect my future finance application or appear in my credit file?

Our Credit Team completes credit checks with reputable credit reporting bodies in relation to pay later marketing loan applications. The product TMD and Credit Reporting Policy  is available in our website footer.

Some customers are not comfortable with credit checks, and we respect their decision to make other arrangements in relation to paying their Marketing & Advertising Invoice.

As every loan application is assessed on its individual merits, we're unable to confirm if the credit check applicable for a specific application would leave a footprint on the customer's credit file and potentially affect future applications for lending.

We cannot give personal or financial advice, but customers considering applying for lending are most welcome to seek advice from their own trusted financial advisors before proceeding.

Can I make partial payments on my invoice?

Yes, you can make partial payments towards your invoice and you will be receipted for each of those payments.

How will I know if my payment was successful?

You will receive a digital receipt via email once the funds have been transferred to the associated agency's bank account and cleared. This serves as your confirmation that the payment was successful and includes all relevant transaction details.

What if my invoice is incorrect?

If your invoice is incorrect and you need a new one, the agency that sent you the invoice can cancel it if no payment has been made.

What are your customer support hours?

Our customer support is available from 9 AM to 7 PM AEST.

How secure is my financial information?

We adhere to industry-standard encryption methods to ensure the security of your financial information and do not hold any of your financial information within our platform.

Is there a user guide or tutorial for new customers?

Yes, we offer a step-by-step user guide and video tutorials accessible from the Help Center.

How do I escalate an issue if it's not resolved?

For urgent issues, you can use the 'Escalate' button in the support chat or contact our helpline.

Is my personal information safe and confidential?

PropelPay takes data and privacy extremely seriously. We incorporate best practices to ensure the protection of our customers.

Is my personal information safe and confidential?

PropelPay takes data and privacy extremely seriously. We incorporate best practices to ensure the protection of our customers.

What happens if my payment fails?

In case of a payment failure, you'll be notified via email and will have the option to retry the payment.

What if I can't pay on time?

If you have a loan with us and can't make apayment on time, reach out to one of our PropelPay support team members, and wewill work through the best options for you.

Is there a grace period for late payments?

We offer a 3-day grace periodfor loan late payments, after which a late fee may be applied.

How do I update my contact information?

If there's a change in your contact information, pleasereach out to our support team for updates.